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​Welcome!
Our expert financing team is available 24/7, 365 days a year to attend to your needs. Fast and Efficient!

​OUR SERVICES

Discover our innovative financing solutions to help you achieve your personal or business needs in the shortest possible time.

Personal Loan

 

You just need to fill out the Application Form below, we will get to know your current situation before granting you a loan. We guarantee you will be satisfied with the lowest interest rate loan in Malaysia!

JbRinggitPlus Pinjaman Peribadi

Business Loan

 

Fill out the Application Form below and tell us what happened to your company, we have a team of business professionals to provide you with adequate assistance and suggestions. Start making loans with the lowest interest rates and flexible payments, say goodbye to financial problems!

A personal loan can give you the financial flexibility you need.

Contact us 014-2605659   for loan inquiries

​(Loan for Johor Area Only)

Our Advantages

There are things in life that you want. Moments you want to create and aspirations you want to achieve.

Let us help you with our personal financing

Fast & Easy Process

Once we receive the required information, we will process the loan application on the same day.

​Flexible Repayment

​Whether you need a short or long term loan, we will try to meet your needs.

​Lowest Loan Rates

​Get business & personal loans with rates from 8% per annum depending on your needs.

​Privacy & Confidential

​We always ensure that customer information is processed & confidentially

JbRinggitPlus Personal Loans
JbRinggitPlus Pinjaman Apply

For Urgent Application, Please Contact or WhatsApp Us.

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Click Call or WhatsApp Directly Apply Now!!!

014-2605659

INTEREST RATE & REPAYMENT
 
Interest Rate

Fixed rate from 8% – 12% APR and payment options range from 6 months to 60 months.

Minimum repayment

6 months; Maximum repayment: 60 months.

Representative example

Amount of credit RM 5000 borrowed for 180 days. Interest : RM 448. Total amount payable : RM 5448

HOURS & LOCATION
Office Location

No: 09-02, Jalan Jaya Putra 7/6
Bandar Jaya Putra
81100 Johor Bahru Johor

 

Tel: 014-2605659

WhatsApp: 014-2605659

Hours

Monday - Sunday 

7 Days Per Week 24 Hours Per Day

Loan Products Disclosures:

The financing rates is 1.5% per month or 18% per annum. Tenor of the financing offered is between 90 days and 5 years. As a representative illustration, for a RM10,000 loan amount borrowed for 1 year at an annual interest rate of 18%, the total repayment amount at the end of the tenure is RM11,800.

Loan Term:

Minimum 90 days. Maximum 60 months. 
Maximum Annual Percentage Rate (APR) is 18%
 
Loan calculation example:
Mr.Lim registered to borrow RM5,000 for 3 months (90 days).
Tan's overpayment is only RM5,000 x 90 x 0.05% = RM225.
Full payment is RM5,000+RM227.50 = RM5,225.
Tan's monthly payment is only RM5,225/3 = RM1,741.67.

1) What do i get from this product?

Interest/Profit Rate
Approximately 3.99% per annum to 14.78% per annum (flat rate). (Effective Interest/Profit Rate:
Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure).
The Interest/Profit Rate quoted and/or prescribed by the company hereunder is subject to the GKH Express's right to vary the same at any time and from time to time with prior notice to you.

Total Interest/Profit
Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years).
Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.

2) What other charges do I have to pay?

Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.

Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.

© 2025-2026 JbRinggitPlus. ALL RIGHTS RESERVED

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