top of page

欢迎!

我们专业的融资团队全年365天、每天24小时待命,满足您的需求。快速高效!

我们的服务

探索我们的创新融资解决方案,帮助您在最短的时间内实现个人或业务需求。

个人贷款

您只需填写下方的申请表,我们会先了解您的实际情况,然后再发放贷款。我们保证您会对马来西亚最低利率的贷款感到满意!

JbRinggitPlus Pinjaman Peribadi

商业贷款

填写下方申请表,告诉我们您的公司情况,我们拥有专业的商业团队,为您提供充分的帮助和建议。立即申请最低利率和灵活还款方式的贷款,告别财务困境!

个人贷款可以为您提供所需的财务灵活性。

联系我们014-2605659   贷款查询

(只限柔佛地区贷款)

我们的优势

人生中总有一些你想要的东西,一些你想要创造的时刻,一些你想要实现的愿望。

让我们为您提供个人融资帮助

快速简便的流程

一旦我们收到所需信息,我们将在当天处理贷款申请。

灵活还款

无论您需要短期还是长期贷款,我们都会尽力满足您的需求。

最低贷款利率

根据您的需要,获得年利率为 8% 的商业和个人贷款。

安全且保密

我们始终确保客户信息得到处理且保密。

JbRinggitPlus Personal Loans
JbRinggitPlus Pinjaman Apply

对于紧急申请,请直接致电或 WhatsApp 联系我们。

JbRinggitPlus Call
JbRinggitPlus WhatsApp

点击致电或 WhatsApp 直接申请!!!

014-2605659

INTEREST RATE & REPAYMENT
 
Interest Rate

Fixed rate from 8% – 12% APR and payment options range from 6 months to 60 months.

Minimum repayment

6 months; Maximum repayment: 60 months.

Representative example

Amount of credit RM 5000 borrowed for 180 days. Interest : RM 448. Total amount payable : RM 5448

HOURS & LOCATION
Office Location

No: 09-02, Jalan Jaya Putra 7/6
Bandar Jaya Putra
81100 Johor Bahru Johor

 

Tel: 014-2605659

WhatsApp: 014-2605659

Hours

Monday - Sunday 

7 Days Per Week 24 Hours Per Day

Loan Products Disclosures:

The financing rates is 1.5% per month or 18% per annum. Tenor of the financing offered is between 90 days and 5 years. As a representative illustration, for a RM10,000 loan amount borrowed for 1 year at an annual interest rate of 18%, the total repayment amount at the end of the tenure is RM11,800.

Loan Term:

Minimum 90 days. Maximum 60 months. 
Maximum Annual Percentage Rate (APR) is 18%
 
Loan calculation example:
Mr.Lim registered to borrow RM5,000 for 3 months (90 days).
Tan's overpayment is only RM5,000 x 90 x 0.05% = RM225.
Full payment is RM5,000+RM227.50 = RM5,225.
Tan's monthly payment is only RM5,225/3 = RM1,741.67.

1) What do i get from this product?

Interest/Profit Rate
Approximately 3.99% per annum to 14.78% per annum (flat rate). (Effective Interest/Profit Rate:
Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure).
The Interest/Profit Rate quoted and/or prescribed by the company hereunder is subject to the GKH Express's right to vary the same at any time and from time to time with prior notice to you.

Total Interest/Profit
Financing Amount (RM) × Interest/Profit Rate (%) × Tenure (Years).
Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years.
Therefore Total Interest/Profit = RM20,000 × 10.68% p.a. × 5 Years = RM10,680.

2) What other charges do I have to pay?

Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.

Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.

© 2025-2026 JbRinggitPlus. ALL RIGHTS RESERVED

bottom of page